PRE BANKRUPTCY COURSE
Our course includes helpful information about discharging student loans.
Your bankruptcy course solution
You have selected the credit counseling course, which is required before filing a Chapter 7 or Chapter 13 bankruptcy case. This course is only for individuals or couples who have not yet filed for bankruptcy.
If you have not yet filed for bankruptcy and wish to take this course, please click the "Start A New Course" button below.
If you have already filed for bankruptcy and have a case number, you may have already completed credit counseling and might need the personal financial management course (also known as debtor education) instead. Please select "Post Bankruptcy Course." If you are unsure which course you need, please contact customer service for assistance.
About the Course
About the Course
The pre-bankruptcy credit counseling course is designed to help you assess your financial situation and make informed decisions before filing for bankruptcy. This course is an essential first step in the bankruptcy process and must be completed before you can file your bankruptcy case.
Course Duration:
The course is required by law to be at least one hour long. You can complete it in one sitting or take breaks as needed. The system automatically saves your progress, so you can pick up where you left off at any time.
Cost:
The online credit counseling course is available for $36 per household, with no extra charge for married couples filing jointly. We also offer a money-back guarantee: if you are not satisfied with the course, you can receive a full refund up until the point your certificate is generated.
Certificate of Completion:
Upon completion of the course, you will receive a certificate that is required to proceed with your bankruptcy filing. This certificate can be emailed to you, and your attorney, immediately after completion. If needed, we can also file it with the court on your behalf.
faqFrequently Asked Questions
Yes! The law permits our company to file debtor education certificates with the court. We provide this service at no extra charge to either you or your attorney and we will file the certificates within about one day of course completion. For an additional $14.95/household, you can also select to have your certificate(s) rush filed with the court (within two hours during our business hours, Monday through Sunday). This is especially helpful if your filing deadline is approaching.
Yes, you are required to take one course before you file for bankruptcy and a second course, debtor education, after you file. We provide the second course. (This course should be taken once you have your case number.)
No. You can take our course by phone or online 24/7. The course is available at all times.
We accept credit, debit and pre-paid debit cards issued by Visa, MasterCard, American Express and Discover. We also accept money orders mailed to us at: 3830 Vanalden Avenue, Tarzana, CA 91356
