PRE BANKRUPTCY COURSE

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Your bankruptcy course solution

You have selected the credit counseling course, which is required before filing a Chapter 7 or Chapter 13 bankruptcy case. This course is only for individuals or couples who have not yet filed for bankruptcy.

If you have not yet filed for bankruptcy and wish to take this course, please click the "Start A New Course" button below.

If you have already filed for bankruptcy and have a case number, you may have already completed credit counseling and might need the personal financial management course (also known as debtor education) instead. Please select "Post Bankruptcy Course." If you are unsure which course you need, please contact customer service for assistance.

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About the Course

About the Course
The pre-bankruptcy credit counseling course is designed to help you assess your financial situation and make informed decisions before filing for bankruptcy. This course is an essential first step in the bankruptcy process and must be completed before you can file your bankruptcy case.

Course Duration:
The course is required by law to be at least one hour long. You can complete it in one sitting or take breaks as needed. The system automatically saves your progress, so you can pick up where you left off at any time.

Cost:
The online credit counseling course is available for $36 per household, with no extra charge for married couples filing jointly. We also offer a money-back guarantee: if you are not satisfied with the course, you can receive a full refund up until the point your certificate is generated.

Certificate of Completion:
Upon completion of the course, you will receive a certificate that is required to proceed with your bankruptcy filing. This certificate can be emailed to you, and your attorney, immediately after completion. If needed, we can also file it with the court on your behalf.

faqFrequently Asked Questions

Can your company file my certificate(s) with the court?

Yes! The law permits our company to file debtor education certificates with the court. We provide this service at no extra charge to either you or your attorney and we will file the certificates within about one day of course completion. For an additional $14.95/household, you can also select to have your certificate(s) rush filed with the court (within two hours during our business hours, Monday through Sunday). This is especially helpful if your filing deadline is approaching.

I already took a credit counseling course. Do I have to take another course?

Yes, you are required to take one course before you file for bankruptcy and a second course, debtor education, after you file. We provide the second course. (This course should be taken once you have your case number.)

What is this course about?

This course provides a general overview about how to manage your money. Topics included are: saving for a rainy day, budgeting, increasing income, buying insurance, paying taxes wisely, avoiding scams, investing for retirement, etc

Do I have to take this course when the customer service lines are open?

No. You can take our course by phone or online 24/7. The course is available at all times.

How can I pay for this course?

We accept credit, debit and pre-paid debit cards issued by Visa, MasterCard, American Express and Discover. We also accept money orders mailed to us at: 3830 Vanalden Avenue, Tarzana, CA 91356

Can another person pay for the course for me?

Yes-as long as you get the other person's permission. You can enter their credit/debit card information on the payment page.

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