Convenient - Take the course on your own time, anywhere

Convenient - Take
the course on your
own time, anywhere
99% of our
customers
recommend us
We file certs
with the courts
at no extra charge
Pre bankruptcy course >>
Post bankruptcy course >>

OUR COURSES

Pre Bankruptcy Course

Pre-bankruptcy involves negotiating with creditors to restructure debt and avoid formal bankruptcy.

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Post Bankruptcy Course

Post-bankruptcy involves implementing a court-approved plan to repay debts or liquidate assets.

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Why Choose APFSC?

  •  IMMEDIATELY print certificates or receive them by email
  • Certificates filed with the court the same day (optional)
  • Compassionate customer service from U.S. reps, 7 days/week
  • Save your progress and return to the course as often as needed
  • Couples may take the course together
  • Listen to audio course while you review web pages (optional)
  • A customized course for seniors aged 55+
  • El segundo curso está disponible en español 24/7

About Us.

Cultivating strong customer relationships is our goal!
We love to innovate and to serve our customers well. Our company was founded in 2005. At that time, we worked around the clock to bring our course to fruition and now we have successfully served over 500,000 individuals from across the country.
Our company only provides the financial management (or second course) for bankruptcy and we do it well. Over 99% of our past customers have said that they have learned something useful from taking our course. We know your time is worth something and have packed the course with specific, useful tips that we think will help you become more financially savvy.

Frequently Asked Questions

Can your company file my certificate(s) with the court?

Yes! The law permits our company to file debtor education certificates with the court. We provide this service at no extra charge to either you or your attorney and we will file the certificates within about one day of course completion. For an additional $14.95/household, you can also select to have your certificate(s) rush filed with the court (within two hours during our business hours, Monday through Sunday). This is especially helpful if your filing deadline is approaching.

I already took a credit counseling course. Do I have to take another course?

Yes, you are required to take one course before you file for bankruptcy and a second course, debtor education, after you file. We provide the second course. (This course should be taken once you have your case number.)

What is this course about?

This course provides a general overview about how to manage your money. Topics included are: saving for a rainy day, budgeting, increasing income, buying insurance, paying taxes wisely, avoiding scams, investing for retirement, etc

Do I have to take this course when the customer service lines are open?

No. You can take our course by phone or online 24/7. The course is available at all times.

How can I pay for this course?

We accept credit, debit and pre-paid debit cards issued by Visa, MasterCard, American Express and Discover. We also accept money orders mailed to us at: 3830 Vanalden Avenue, Tarzana, CA 91356

Can another person pay for the course for me?

Yes-as long as you get the other person's permission. You can enter their credit/debit card information on the payment page.

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Customers Says

Peter Strauss

" Lot of learning in decent time frame. Easy to understand; friendly staff. Worth each penny."

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Julia Stewart

"The course is very Easy to understand, staff is great.
Detailed informative session"

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